Navigating a Personal Injury and Workers Comp Case
Houston personal injury cases are legal disputes that arise when a person suffers an injury as a result of another person’s negligence. If you or someone you know has been involved in an event that resulted in an injury (physically or emotionally), damage to property, loss of income, or loss of life, then he or she may be entitled to compensation. In such cases, you should be represented by an experienced Houston personal injury lawyer that can give you a fighting chance. In this article, our Houston workers comp lawyer shall discuss how you can successfully navigate a personal injury case involving a Houston workers comp dispute.
Houston Personal Injury Lawyer Explains Workers Comp
Houston workers’ compensation or just workers comp, is a system of insurance in place to provide benefits to employees and their families should they sustain injury, become ill, or pass away, as a result of doing their job. Houston workers comp benefits usually provide for medical expenses and lost wages compensation. Ideally, a Houston workers comp system is established to provide quick and efficient financial assistance to workers in their time of need, without having to suffer bureaucratic red tape or a lengthy court case. Additionally, a Houston workers comp provides provisional protection for employers on liabilities arising from a Houston personal injury.
Cases Requiring a Houston Personal Injury Lawyer
While a Houston workers comp is designed to facilitate the provision of financial assistance to an affected employee, that is not always the case. The addition of a third party, in this case the insurance carrier, complicates the processing as it is another entity that may deny your claim. In such instances, a Houston personal injury lawyer can help you get the compensation that you deserve.
Employers may decline Houston workers comp claims based on the following reasons.
Disagree with the Injury – Employers may assert that the injury was not caused by your job.
Disputes Coverage – Employers may believe that the injury should not be covered because it occurred outside of the scope of your job or it was intentionally caused by you.
Fraud – Employer may outright dismiss claims that he deems fraudulent.
Disputes Benefit Amounts – Employers may argue that the amount of benefits that the employee is entitled to is not commensurate to the injuries sustained.
Insurance carriers may also decline Houston workers comp claims based on the following reasons.
Lack of coverage – If an employee is not covered under the Houston workers comp policy then his or her claim will be rejected.
Pre-existing Condition – Insurance carriers may argue that the injury is brought about by a pre-existing condition and not related to the work performed.
Failure to Report Injury – Insurance carriers may reject claims that have not been filed within the required time frame.
Failure to Follow Medical Treatment – Insurance carriers may reject claims where they can establish that the claimant failed to follow the prescribed medical treatment.
Get the Compensation You Deserve with Your Trusted Houston Personal Injury Lawyer
The conditions mentioned above are just some of the reasons often cited by employers and insurance carriers to deny your workers comp claim. Retaining the services of an experienced Houston personal injury lawyer can help you navigate these complications should your employer or their insurance carrier deny your claims. When it comes to workers comp cases and other personal injury disputes, you should work with a competent lawyer like Joaquin Jimenez to secure a positive outcome. Joaquin Jimenez is the voice of those who need a fighting chance. Call us now and let us fight for you.